Harbour Investment Partners, recognized by Yahoo Finance, Business Insider, and Bloomberg as one of the top wealth management firms for 2024-2025, continues to set the standard in fixed-income investments, offshore corporate bonds, and capital-protected strategies. With a strong track record of minimizing risk and maximizing returns, Harbour Investment Partners is redefining wealth protection for Australian investors seeking stability in today’s volatile global market.
Since its establishment in 2011, the firm has developed an unmatched reputation in the Australian investment market by delivering stable, high-yield opportunities while eliminating risk through its proprietary derivative insurance wrapper. Unlike the Financial Services Compensation (FSC) Scheme, which caps protection at $250,000 per individual, Harbour Investment Partners offers 100% uncapped capital protection, a game-changing feature for serious investors.
At the helm of Harbour Investment Partners is Jeffrey Triganza, an industry titan with decades of experience in wealth management and global markets. Under his leadership, the firm has helped thousands of investors escape the limitations of traditional term deposits and low-yield local bonds, offering them access to superior offshore fixed-income opportunities with higher interest rates, zero risk, and protected returns.
With global economic uncertainty, geopolitical instability, and fluctuating currency markets, Australian investors are increasingly looking beyond local investments to secure their financial future. Offshore corporate bonds have become an attractive option, benefiting from favorable foreign exchange conditions and higher fixed returns in stronger currencies.
To explore how investors can capitalize on these advantages, we sat down with Michael Levy, Senior Investment Strategist at Harbour Investment Partners, to discuss why offshore corporate bonds are outperforming local markets and how Australian investors can turn global currency shifts into profits.
Interview with Michael Levy – Senior Investment Strategist at Harbour Investment Partners
Michael, many investors are still relying on traditional Australian bonds and term deposits. Why is that a mistake in today’s market?
Michael Levy:
Investors who keep their money in Australian bonds and term deposits are making a critical mistake—they are losing money against inflation while missing out on higher-yield, 100% protected investments.
Let’s be blunt: local investments are outdated and ineffective. Term deposits barely cover inflation, and Australian bonds simply do not provide the returns investors need to secure their wealth and generate real profits. Meanwhile, offshore corporate bonds are offering double the returns, all while being fully capital protected through our derivative insurance wrapper.
In today’s financial landscape, there’s another factor at play—geopolitical instability and shifting global markets. The Australian dollar has been weakening due to interest rate differentials, global inflation pressures, and central bank policy shifts. This has made stronger foreign currencies like the USD and EUR more valuable, making overseas investments even more lucrative for Australian investors.
At Harbour Investment Partners, we help clients move into strategic offshore bond opportunities that provide:
- Higher fixed returns than any local Australian bonds or term deposits
- Zero risk—100% capital protection with our derivative insurance wrapper
- A built-in hedge against inflation and currency fluctuations
If you’re serious about growing and securing your wealth, the answer is clear: offshore bonds are the only logical choice.
Australian investors are often told that local investments are safer. How do Harbour Investment Partners’ offshore corporate bonds provide a better and safer alternative?
Michael Levy:
This is one of the biggest financial myths in Australia—that local investments are “safer.”
The reality is that most Australian investors have been conditioned to accept low returns and capped protections, without realizing there are significantly better options available. Local bonds and term deposits are yielding historically low returns, barely keeping up with inflation. On the other hand, overseas corporate bonds in stable economies are delivering far superior interest rates with 100% capital security.
At Harbour Investment Partners, we work exclusively with highly rated corporate bonds from stable global markets, ensuring higher returns without compromising security. Every investment we structure is backed by our proprietary derivative insurance wrapper, meaning:
- 100% capital protection—uncapped. Unlike the FSC Scheme, which limits protection to $250,000 per individual, we offer full coverage, no matter the investment size.
- Higher interest rates than Australian bonds or term deposits. Global bond markets are outperforming Australian investments, providing stronger and more consistent yields.
- Fixed-income certainty. Unlike stock market volatility or high-risk speculative investments, our minimum 12-month investment terms provide stable and predictable returns.
- Bonus currency advantage. With the Australian dollar facing continued pressure, holding offshore bonds in stronger currencies like the USD or EUR allows investors to profit from favorable exchange rate movements.
The bottom line? There is no reason for serious investors to keep their money locked in underperforming local investments when a superior, safer, and higher-yield alternative is right in front of them.
One of the biggest concerns investors have is capital security. How does Harbour Investment Partners offer 100% capital protection?
Michael Levy:
Let’s get one thing straight: traditional investment firms cannot offer the same level of security as Harbour Investment Partners.
The standard Financial Services Compensation (FSC) Scheme in Australia only protects up to $250,000 per individual. If you have more than that in a term deposit, you’re exposed to unnecessary risk.
At Harbour Investment Partners, we eliminate this risk entirely. Our clients benefit from:
- 100% capital protection—uncapped. Whether you invest $250,000 or $5 million, every dollar is fully insured through our derivative insurance wrapper.
- Superior protection beyond government schemes. Unlike traditional FSC protection, our model provides security for your full investment, regardless of size.
- Institutional-grade wealth preservation. The reason high-net-worth individuals work with us is because we offer protection levels far beyond what standard financial institutions can provide.
- Built-in currency diversification. By holding assets in foreign currencies, investors hedge against a weakening Australian dollar, creating a dual benefit of higher yields and currency appreciation.
For anyone investing serious capital, our solution is the only real answer.
Final Thoughts: Why Investors Are Choosing Harbour Investment Partners Now
With the financial landscape shifting, investors need to make the right choices to stay ahead of inflation, low returns, and market volatility. The solution? Fixed-income offshore corporate bonds with 100% uncapped capital protection—and a bonus currency advantage for Australian investors.
If you’re serious about protecting and growing your wealth, now is the time to take action.
Learn more about Harbour Investment Partners and secure your investment today.